Identity Fraud Expense Reimbursement Overview and Identity Theft Resolution Services

Identity theft is one of the fastest growing crimes in the country today. According to the 2007 Identity Fraud Survey released by Javelin Strategy & Research, over eight million people were victims of identity theft in 2006. This means that one in every 27 consumers was a victim, with a total loss nearing $50 billion.

PrivacyMaxx, LLC has purchased the Identity Fraud Expense Master Policy from Travelers Casualty and Surety Company of America in order to provide you and your spouse with this valuable coverage.

Your Policy Number is: 105357321
Your Coverage Limit is: $25,000
Your Deductible is: $0
Telephone Number to Report Claims: 1.800.842.8496

The Identity Fraud Expense Reimbursement Master Policy from Travelers Bond is designed to be purchased by a financial institution, commercial business or membership group in order to provide its customers or members with the coverage at no charge to them.

The coverage is available to you, your spouse, qualified domestic partner, children under 18 and parents and reimburses identity theft victims for the following:

  • Lost wages as a result of time taken off from work to deal with the fraud, including wrongful incarceration – up to $1000 per week for five weeks
  • Notary and certified mail charges for completing and delivering fraud affidavits
  • Fees to re-apply for loans that were denied as a result of erroneous credit information due to the identity theft
  • Long distance telephone charges for calling merchants, law enforcement agencies or credit grantors to discuss an actual identity theft
  • Attorney fees incurred, with Travelers Bond's prior consent, for:
    • Defending suits brought incorrectly by merchants or their collection agencies
    • Removing criminal or civil judgments wrongly entered against the victim
    • Challenging information in a credit report
  • Costs for daycare and eldercare coverage, if that coverage is necessary for an Insured Person to attend meetings or otherwise have the ability to restore financial health and credit history as a result of identity theft.

Becoming a victim of identity fraud is a frightening, frustrating experience. It can happen to anyone at any time. Our identity theft experts can help victims during this difficult time. Not only will we pay for expenses associated with clearing up your credit, but we will also provide you with detailed information on how to fix your credit and resolve the problem.

Travelers Casualty and Surety Company of America and its property casualty affiliates, Hartford, CT 06183

This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.